Hurricane Home Damage - Hurricane Insurance Damage to your house, call us for claim help!

Your home may be your BIGGEST life time investment, protect it!! Your hurricane claim may have put a huge dent in your families most cherished asset. The Garfinkel Trial Group with its incredibly experienced and skilled team of experts is ready to help you, in at least, determining the amount you should have been paid under your confusing and lengthy Insurance Contract, together with the new laws in the State of Florida.

Without legal representation, your hurricane claim will receive mediocre attention. If you only believe what your Insurance Company says you will only receive one side of the story and only One opinion (Your Insurance Company’s). GET A FREE SECOND OPINION TO MAKE CERTAIN YOUR RIGHTS ARE PROTECTED. Without proper legal representation, your claim will only be evaluated by your insurance company.

You Deserve a Second Opinion, and it is Free. You will never pay us a penny or more out of your pocket unless we recover EXTRA money for you. Our fees are contingent upon our ability to obtain more money for you and your family. Our fees will be deducted from the insurance proceeds. If we are retained and are unable to recover any sum on your behalf from the insurance companies, you owe us NOTHING. It’s that simple.

Hurricanes Charley, Frances, Ivan, and Jeanne pounded the State of Florida in August and September of 2004. Almost 2 MILLION homes, Apartment Buildings, Condominiums, and Commercial Buildings were damaged, if not entirely destroyed. As an insurance policy holder, you are entitled to be fully paid for all covered damages.

DENIED. Did the insurance carrier tell you “the damages do not meet your policy deductible?” The insurance adjuster may have neglected and/or failed to locate many damages to your property. Or, the insurance carrier simply chose to low-ball the claim. In any event, after we review your loss there is a high likelihood that your damage will in fact meet your deductible, and your damages seen and unseen (mold, bacteria, future remediation needs) may easily exceed your policy limits.

DELAYED. Have your calls to your insurance carrier for a status or an inspection fallen on deaf ears? The failure to timely respond to your claim is not only frustrating, but the delay in proper adjustment may be the proximate cause of additional damages, and additional $$$ money you are due. Untreated water damage, in most cases, will create a damp habitat conducive to germination of microbial agents and toxins, such as mold and fungus. In that event, mold infested areas, including the surrounding air ducts and vents must be remediated immediately, otherwise, your home may be a health hazard for you and your children.

UNDERPAID. Your Insurance Company has a duty to thoroughly investigate your damage. If you are told that you have been paid fully, but do not have enough money to pay for the repairs, then additional money is likely due. It is Your Right to claim for additional insurance money. If you don't, that opportunity will be lost in time and you will be barred from seeking money you are owed. You must act promptly in demanding your fair benefits for your hurricane losses.

CLAIM NOT FILED. Did you assume your damages do not meet your deductible and, therefore, did not even file a claim? Well, let our experts make that determination, at no cost to you, unless there is recovery. Otherwise, you will lose the right to demand payment for your hurricane loss by the passage of time. Exercise care in determining your damages. Let experts do the job. In the event you discover mold or other microbial agents in the future, your claim may be time barred.

HELP. Our firm, and our experts, will fully and thoroughly investigate your damages. We will visit your property and conduct a detailed examination of your losses and then begin your case with the Insurance Company. We will re-inspect your home with our experts in the company of the Insurance Company’s adjuster. We then demand payment for all your damages covered under your policy, making sure that the hurricane struck areas of your home are fully identified repaired and paid for.