Mold:

Does my insurance have to cover mold?

Most policies have a low cap on the mold that they will cover or the insurance carrier will categorically deny testing for it so they in turn do not have to pay for the remediation of the mold caused by these hurricanes.

Once we are retained to represent your claim, we will upfront the cost of an Air Quality Analysis to determine if you have mold and if so, what type, and exactly how much is present. Once mold is detected we will look to the insurance carrier to pay for the remediation of the mold. In most cases, mold will also be covered because it was caused by water damage.

What should I know about mold?

Click on this link:
http://www.doh.state.fl.us/environment/community/indoor-air/mold.htm